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Privacy Policy

Last updated: 2025

Your privacy is important to us. This Privacy Policy (this "Policy") applies to services provided by Collab (USA) Capital LLC ("we," "us," "our", or "Collab"), as well as our affiliates and subsidiaries, and to our website (the "Site"), mobile app and/or other platform(s) (collectively, the "Services") and explains what information we collect from users or visitors of our Services, including information that may be used to personally identify you ("Personal Information"), and how we use it.

We reserve the right to change this Policy at any time. We will notify you of material changes to this Policy by sending notice to the primary email address specified in your account or by a prominent notice on our website.

What Information Do We Collect?

Information Provided by You

We collect information that you knowingly give us when you create an account, contact us or otherwise access or use our Services. This may include:

  • Your full name, email address, residential address, citizenship, telephone number, social security number, date of birth, employment information, information regarding investor "accreditation" and suitability, and social media account information
  • The contact information of your representative, if any
  • Details of any financial transactions you participate in on the Services

Information Collected Automatically

We automatically or passively collect information when you access or use our Services. This may include:

  • Device type, unique device number, operating system, application version, and IP address
  • Click path, feature usage, and other behavioral data on our website
  • Mobile advertising identifiers (Apple IDFA / Google Android Advertising ID) if you access via mobile

How Do We Use the Information We Collect?

We use the information we collect to:

  • Deliver and improve the Services and your overall user experience
  • Protect against, investigate and deter fraudulent, unauthorized and/or illegal activity
  • Compare and verify information for accuracy and update our records
  • Validate information for identity verification, including anti-money laundering and "Know Your Customer" protocols
  • Contact you with information and updates about us and the Services
  • Analyze usage patterns via tools like Google Analytics
  • Create targeted advertising to promote the Services

Do We Share Your Personal Information?

We do not rent, sell or share your Personal Information with third parties except with your consent or as necessary to complete any transaction or provide any service you have requested.

We may share your information with: Partners, Affiliates, Service providers (database administrators, cloud services, data analysts, identity verification services), and Payment providers (Stripe, Dwolla, Plaid).

Collab uses Plaid Inc. to gather data from financial institutions. By using the Service, you grant Collab and Plaid the right to access and transmit your personal and financial information from your relevant financial institution.

How Do We Use Tracking Technologies?

A "cookie" is a small file placed on your hard drive by a web page. We, or third parties we do business with, may use cookies to help us analyze our web page flow, customize our services and content, measure promotional effectiveness, and promote trust and safety.

You can prevent or limit the usage of cookies by changing the settings in your browser. Visit allaboutcookies.org for guidance.

How Do We Secure Your Personal Information?

We provide physical, electronic and procedural safeguards to protect information we process and maintain. We encrypt information we store, transmit via HTTPS, and limit access to authorized employees and contractors. However, no security system can prevent all potential security breaches.

If you believe your information may not be secure, contact us immediately at hello@askdwell.ai.

Your Choices Regarding Information

You may review, update, correct or delete your Personal Information by contacting us at hello@askdwell.ai. If you completely and permanently delete all of your Personal Information, your user account will be deactivated.

Data Retention

We retain information we receive for as long as you use the Services or as necessary to fulfill the purposes for which it was collected, resolve disputes, establish legal defenses, enforce our agreements, and comply with applicable laws.

Children's Privacy

Our Services are not directed to children under the age of 13. We do not knowingly collect Personal Information from children under 13.

Contact Us

If you have questions about this Privacy Policy, please contact us at hello@askdwell.ai.